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Lifetime Income Annuity

A lifetime income annuity is a contract between you and American Equity in which you pay a single premium and income payments start no later than 12 months after issue.  You can choose a guaranteed income for life or for a set period of time (5-25 years).  With a variety of optional payout methods, you have the flexibility to choose a plan that fits your retirement needs.
We are committed to helping hard-working people enjoy the retirement they deserve.  With American Equity’s Single Premium Immediate Annuity, you can find the peace of mind you desire in your retirement.  Single Premium Immediate Annuities are predictable and dependable; they make retirement planning easier.  Some benefits of the Single Premium Immediate Annuity include:
  • Payments begin within one year
  • Income guaranteed to not decrease regardless of external interest rate fluctuation
  • Variety of income options and payout modes available to meet your individual needs
  • Once the annuity is issued, payments begin as specified and cannot be changed or stopped
Payout Options can be customized to fit your individual needs.  You can select an Immediate Annuity plan that features:
  • Monthly, quarterly, semi-annual or annual income modes
  • Guaranteed income for life, or any time period between 5 and 25 years
  • Single or joint life income options
For non-qualified plans, only a portion of the income is subject to income taxes, with the remainder representing a return of premium.  For tax-qualified contracts, all income is subject to income taxes.
Lifetime Income Annuity Product*
Single Premium Immediate Annuity

*Form number and availability may vary by state.
Features and benefits may vary by product and state. Please review the contract or product disclosure for more information.
Annuities are products of the insurance industry and are not guaranteed by any bank or insured by the FDIC.