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Traditional Fixed Annuities
A traditional fixed annuity is a contract between you and American Equity.  Your fixed annuity includes:
  • A competitive interest rate declared by American Equity guaranteed for a specified period of time
  • A guaranteed minimum interest rate over the term of the contract
  • The interest rate cannot drop below the guaranteed minimum rate established at the beginning of the contract
Benefits and Features of Our Traditional Fixed Annuity
  • Tax-deferred growth
    • Taxes are not owed on earned interest until a withdrawal is made from the contract
  • Competitive current and renewal interest rates
  • Systematic withdrawals of interest or amounts to satisfy the IRS minimum distributions are accessible immediately*
  • Penalty-free withdrawals are available
  • Additional liquidity may be available if the annuitant is placed in a nursing home or diagnosed with a terminal illness (varies by state, product and issue age)
Traditional Fixed Annuity Products*
Refer to your American Equity agent to see how a Traditional Fixed Annuity works for you!  
Or contact us for more information.
*Benefit not guaranteed and subject to change.
**Form number and availability may vary by state.
Features and benefits may vary by product and state.  Please review the contract or product disclosure for more information.
Annuities are products of the insurance industry and are not guaranteed by any bank or insured by the FDIC.