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Fixed Index Annuities 
 
A fixed index annuity is a contract between you and American Equity where the potential interest earned is based on an external equity or bond index.  American Equity uses four common indexes:
 

S&P 500® Index  contains stocks from 500 various industry leaders and is widely regarded as a leading benchmark for U.S. stock market performance.
S&P 500® Dividend Aristocrats® Daily Risk Control 5% Index is a volatility control index that offers increased stability and control based on companies with 25 consecutive years of positive dividend returns. The Index is dynamically adjusted across two components: equity and cash. This Index is well diversified across all
market sectors.
Dow Jones Industrial Average (DJIA®) is the oldest continuing stock market index in the world.  Many of the stocks represented in the DJIA are leaders in their industries.
10-Year U.S. Treasury Bond is a government-issued debt designed to mirror general market interest rates.

 
Benefits and Features of Our Fixed Index Annuity:
  • Tax-deferred growth - Taxes are not owed until a withdrawal is made
  • Ability to choose the index used to calculate interest
  • Systematic withdrawals of interest available immediately**
  • Ability to satisfy IRS Required Minimum Distribution (RMD) immediately**
  • Access to funds at any time (subject to applicable surrender charges)
  • Lifetime Income Benefit*** - Guaranteed income that cannot be outlived
Riders Available
Lifetime Income Benefit Rider - Choice Series Version

Contact your agent for more information or contact us.
 
*Availability may vary by state.
**Benefit not guaranteed and subject to change
***Not available on all products
 
Features and benefits may vary by product and state.  Please review the contract or product disclosure for more information.
 
Annuities are products of the insurance industry and are not guaranteed by any bank or insured by the FDIC.
 
The "S&P® and/or Dow Jones®" is a product of S&P Dow Jones Indices LLC (“SPDJI”), and has been licensed for use by American Equity Investment Life Insurance Company®.  Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); Standard & Poor’s®, S&P® and/or Dow Jones® are trademarks of the SPDJI; and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by American Equity Investment Life Insurance Company®. American Equity Investment Life Insurance Company's® [Product(s)] is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P and/or Dow Jones.
 
Tax Interpretations:  Neither American Equity Investment Life Insurance Company® nor any of its agents or representatives give tax, legal or investment advice. Consult a qualified advisor.